Do know where and what you are shopping

Shopping online is a huge hit in the past decade. Websites like SpendRush.com as a common shopping method. Online shopping with any website like SpendRush.com can come with a flip side. Following a few simple rules while shopping can greatly improve your security and peace of mind.

Read the return policy: You want to make sure you enjoy your purchase so if you receive something that’s not what you ordered or arrives broken you want to make sure you can return it. In many countries , shopping websites like SpendRush.com provide refunds for items that are faulty or not as they are described. Even if you have received the item as a gift, you are entitled to return it as long as you have the receipt. A lot of online shops have their own refunds policy. so if you’re looking at an item of clothing online, want to buy it but are not sure it will fit properly, check the store’s returns policy to see if they take refunds ‘no questions asked’. This is a very important thing. You need to understand the terms and condition well to avoid any problems later. Each website has their own set of terms. In case you are confused about something you need to get in touch with their customer support.

Pay with a Paypal account: PayPal offer a secure payment system where they act somewhat as an intermediary. Basically, you just click the PayPal button on your website of choice and you don’t need to provide any credit card information as PayPal does all the work for you. You can set up as many bank accounts as you like for PayPal to access payment from and during the payment process you can choose the account you’d prefer to pay from.

Use multiple passwords : With Internet usage, an integral part of most people’severyday lives you can end up huge number of accounts that require usernames and passwords. It’s easy to just use the same password for each account but this is a sure-fire way to end up in trouble. Particularly if you’re using the same password on a site that has no encryption and using that password again to access your bank. You need to have different passwords for all of your accounts. That way, if one gets hacked it stops there and doesn’t spread across all your accounts. A couple of easy ways to remember your password is to use a formula. Try using something like the first and last letter of the website you’re on as the first two letters. Then your mother’s initials capitalised. Then your dog’s name and the birth year of your cat (say 2005) as a ‘0’ at the start of your password and a ‘5’ at the end. If that formula sounds too hard (come up with your own and you’ll get used to it!) try a password app like Dashlane. This way you create one master password for the app and store all the other passwords in the app itself.